The undersigned principal(s) certify that he/she has full authority to act on behalf of the
applicant. The applicant principals and guarantors each certify that all of the information
contained in this application and on each document required to be submitted in connection
herewith are true and complete. The applicant and each guarantor hereby authorize HD Trailers,
LLC to obtain his/her credit report from a national credit bureau(s) for the purpose of
considering this credit application and any subsequent update, renewal, collection, or
additional credit. A copy or facsimile of this authorization shall be as valid as the original.
Further, the applicant and guarantors hereby authorize each bank and finance reference listed in
this credit application to release information about the applicants and guarantors to HD
Trailers, LLC as requested by HD Trailers, LLC. If your application for business credit is
denied you have the right to a written statement of the specific reasons for the denial by
writing to HD Trailers, LLC Commercial Equipment Finance Division at 19650 County Road 70,
Andalusia, AL 36421 or call 888-380-2509, within sixty (60) days from the date you are notified
of our decision. HD Trailers, LLC will send you a written statement of the reasons for the
denial within thirty (30) days of receiving your request for the statement. The Federal Equal
Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the
basis of race, color, religion, national origin, sex, marital status, age (provided the
applicant has the capacity to enter into a binding contract); or because all or part of the
applicant's income derives from any public assistance program; or because the applicant has in
good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that
administers compliance with this law concerning this creditor is the Office of the Bureau of
Consumer Financial Protection, 1700 G Street, NW, Washington, DC 20006. To help the government
fight the funding of terrorism and money laundering activities, federal law requires all
financial institutions to obtain, verify, and record information that identifies each person who
opens an account. This means that when you open an account, HD Trailers, LLC will ask you for
your name, address, date of birth, and other information that will allow us to identify you. HD
Trailers, LLC may also ask to see a government issued ID such as a driver's license,
non-driver's ID, passport, or other identifying documents. If you intend to act as a Guarantor
for the credit of one or more primary applicant(s) and are providing information to HD Trailers,
LLC for that purpose, please be advised that if HD Trailers, LLC determines that you do not meet
its standards of creditworthiness for the amount and/or kind of credit desired by the primary
applicant, HD Trailers, LLC is required by law to provide the specific reasons for such adverse
action to the primary applicant and NOT to you. Unless you are willing to share the specific
reasons for adverse action based upon your credit history with the primary applicant you should
not sign this application, or submit a Personal Financial Statement to HD Trailers, LLC.
